The expense ratio on every option in my 401(k) plan is super high, with the lowest being bond funds at 0.89%. All growth, growth and income, and target date funds are 1%+. This is crazy, right? For reference, the plan is with American Funds/Capital Group.
I'm currently contributing enough for employer match, and working on maxing my Roth IRA. Should I still follow the flowchart and return to max out 401(k) after maxing Roth? I've read the wiki, but didn't see this specific issue mentioned; sorry if it's there and I missed it.
TIA!
original posted by PolkadottedGinger to r/personalfinance on Sun, 07 Apr 2024 15:57:03 GMT.