Hello personalfinance
Heres my (28, by the way) current situation:
I started a job a few years ago with no savings really. My employer at the time had a 401k match and an HSA match. My plan at the time was the match the Traditional 401k, then match the HSA, then pump the rest into my emergency fund to gets 6 months worth of funds. Once my emergency was done, i was going to keep matching the 401k and HSA and pump the rest into a Roth.
Around the same time that I completed my emergency fund, I got a new job.
Although the new employer has a 401k and HSA, they do not match at all. Considering that, should I leave those be and go 100% into a Roth?
Or perhaps prioritize HSA first and then the Roth?
There's not really a "wrong" answer here because any savings is better than none, but I appreciate everyone's thoughts on this matter.
original posted by Bodiah to r/personalfinance on Tue, 05 Mar 2024 21:16:37 GMT.