Hi, first time posting here. I’m a college business student that’s moderately educated on investments.
I’ll start off by saying I am incredibly grateful and I recognize how good of a problem this is to have. One of my grandparents bought me about 150 shares of Microsoft shortly after I was born in 2002, and now I have around $60k in capital gains.
I really like Microsoft as a company, but I am not really sure if it is smart to hold all of this forever. I am thinking that it might make sense to sell sooner rather than later, especially while I’m in a lower tax bracket. I’m a student right now with no income besides an upcoming internship.
I am wondering if anyone has any advice or has been / seen someone in a similar situation. For context, I have a Roth IRA that I’ve been funding over the past 3 years. I also have enough savings where I do not / will not need the money from this now or in the near future. I really appreciate any advice. Thanks!
original posted by NoUniversity526 to r/personalfinance on Mon, 25 Mar 2024 15:23:04 GMT.