We just spent money on some home updates and our checking balance now has around 4-5 months of expenses in it. Previously we had around 8-9 months of expenses there.
In the past I would be thrilled with 4-5 months of expenses in my account, but the sudden change is not feeling great.
I don’t want to change my contributions to savings (401k, etc.) due to anxiety lol.
What do you all think regarding a healthy checking account balance?
original posted by the-warm-jets to r/personalfinance on Sun, 03 Mar 2024 17:21:24 GMT.