I appreciate any and all help on this, I’m a military reservist changing civilian jobs and need to decide what to do with my old 403(b). The new job is city government so I have access to a 457(b) with no matching (though they do have a pension program you’re automatically enrolled into), and I currently contribute 10% to my TSP with 5% match from the gov. I’m not sure if I should roll into the city 457(b) or my TSP. The TSP has low fees and I’m in the fund that best aligns with my retirement year, and I have ambition of someday working for the federal government which uses the TSP anyways. I’m utterly unfamiliar with 457(b) plans however, so I wanted to ask if my instinct to roll into the TSP is correct?
Alternatively, I know I have the option to roll my 403(b) into an IRA and contribute to that going forward instead of the unmatched 457(b), should I consider that compared to the lower fee TSP?
original posted by Rabid-Ginger to r/personalfinance on Mon, 08 Apr 2024 15:16:59 GMT.