I graduated uni in 2015. Got a job immediately after paying 50k/yr while living at home for one+ year. After said year, I had 8k in student debts left and no assets. However, I fell into a depression and have not worked for pay since. I am now 30 years old, with nothing in my account, no longer living with my parents, but not making income and not having property.
I have a friend who is looking out for me and motivating me to get my life together. I just applied for a masters (free). And he's motivating me to look for a paid job.
My mom always told me it's never too late.
I'm starting from scratch it feels like, which depresses me.
I keep looking at the 5 years leading up and including covid as a major loss of time, and it is just a sunk cost of my veritable youth. I am still upset over it. I'm behind certain peers. I should have a home by now. Adults in their 60s say I don't behave my age. Heck people younger than me agree.
I suppose the milestone I'm missing is having my own house. Not even a rental. I want my house. Not a tiny either.
Maybe I'll look into cheap housing.
original posted by HannahBarbeara to r/personalfinance on Thu, 29 Feb 2024 09:16:54 GMT.