Ok so a little bit of back story, we purchased a vehicle recently. My credit score was around 645 or so I thought, dealer said they ran it and it was a 599. I keep up either my scores through credit karma, Experian, and capital one’s credit wise so they were all consistent with the 645 score.
Do dealerships use a different method I’m not aware of? Just seemed like kind of a downer to work hard on getting a score up and come to find out it’s not even what you think it was.
original posted by JawaChopShop to r/personalfinance on Mon, 04 Mar 2024 13:23:59 GMT.