I'm 25, zero debt with a high 700s credit score thanks to Chime. I'd like to utilize what a credit union or bank has to offer that online banking cannot. I apply for a credit union or bank account once every 5 months or so as well as apply for a credit card maybe twice a year, for the past few years now. I get denied every time. It doesn't seem to affect my credit according to Credit Karma, and I recently requested a ChexSystems report which turned up nothing of note. I don't have anyone to guide me financially so I'm not sure what I'm doing wrong but I'm getting quite frustrated at this point. Any advice would be greatly appreciated, thank you!
original posted by DoxxTheseTits to r/personalfinance on Mon, 15 Apr 2024 14:21:38 GMT.