I’ve an HSA with about $20k in it and as I’m consolidating brokerage accounts I’m thinking of transferring it to Fidelity. But as I get to thinking, if I get to 65 do I pay the same taxes on it as I would transferring the money to a brokerage account? I would lose $20k in claims but that may grow to more over 30 years.
I’m really conflicted on whether I come out ahead by taking the distribution or moving it to a new HSA and resetting the claim dates.
original posted by rarenaninja to r/personalfinance on Sun, 10 Mar 2024 15:37:13 GMT.