Below is a table of funds available to my Wife in her 401(k) though Nationwide (3% match). It's sad that most of these require 6-7% gains before breaking even. There are no TDF available and no simple index funds. I'm trying to do the best with what's offered, and would appreciate any suggestions. Probably looking at 100% stock or 90/10 at most for this account. Is a blend of DGAGX, HIINX, and DHSCX worth it?
Name | Symbol | Class | Expense Ratio | Sales Charge % |
---|---|---|---|---|
Pub-jpm Shrt Dur Bd Sel | HLLVX | Bonds | 0.34 | 0 |
Pimco Ttl Rtn A | PTTAX | Bonds | 0.83 | 3.75 |
Pionr Strat Inc A | PSRAX | Bonds | 1.03 | 4.5 |
Nationwide Government Money Market Fund | GMIXX | Cash | 0.46 | 0 |
Fnklnmsf Mut Glbl Disc A | TEDIX | International Stocks | 1.2 | 5.5 |
Harbor Intl Inv | HIINX | International Stocks | 1.13 | 0 |
Bnymel App Inv | DGAGX | Large Cap | 0.88 | 0 |
Invsco Comstk A | ACSTX | Large Cap | 0.82 | 5.5 |
Alger Capital Appreciation Institutional | ALARX | Large Cap | 1.23 | 0 |
Pub-weitz Ptnrs Val | WPVLX | Large Cap | 1.07 | 0 |
Gdmnscs Gr Oppr A | GGOAX | Mid Cap | 1.16 | 5.5 |
Jpm Mdcap Val A | JAMCX | Mid Cap | 1.14 | 5.25 |
Invsco Mn St Mdcap A | OPMSX | Mid Cap | 1.06 | 5.5 |
Invsco Smcap Gr A | GTSAX | Small Cap | 1.16 | 5.5 |
Diamond Hill Smcap Inv | DHSCX | Small Cap | 1.26 | 0 |
Invsco Realest A | IARAX | Specialty | 1.24 | 5.5 |
Vaneck Intl Inv Gold A | INIVX | Specialty | 1.42 | 5.75 |
original posted by tsqrd to r/personalfinance on Fri, 01 Mar 2024 19:57:55 GMT.