36 year old. Washington state.
I work in healthcare and have always had insurance but last year I switched to a per diem (not full time) job that doesn’t qualify for insurance. I dumbly didn’t even consider health insurance because I’ve always been healthy. It just kinda slipped my mind and open enrollment came and went.
This year I want to start seeing a doctor regularly to get routine labs and physicals so I started to try and figure out how to get insurance. I thought I could just go directly to the companies and be like “here’s my money.” But I guess I can’t do that unless I have a qualifying event?!?
I don’t qualify for Apple care/healthplace marketplace either because I make too much and it’s not open enrollment/no qualifying event.
I can’t even get catastrophic because I am over 30?
I feel quite dumb especially because I work as a nurse but I thought I could just call up Blue Cross and get a plan… like car insurance.
What are my options?
original posted by Sir_Such_Elephant to r/personalfinance on Thu, 07 Mar 2024 17:53:38 GMT.