or do you contribute the maximum to your 401K/IRA and use whatever is left after your biweekly paycheck as the basis for buying a house? We own a house already but it feels like to get to a bigger house/better area requires a bit more substantial cash savings in order to lower the monthly payment. In addition, feels like every time one saves like 40K a year, the house price moves up 50K....better take the risk and buy now and refinance after?
original posted by HastroX to r/personalfinance on Sat, 02 Mar 2024 01:38:58 GMT.