Title really. Was last week, but I regret doing it as I have found that I found something in my credit range like multiple times better for my uses. I know I know about doing research and that I fucked up. I really just want to cancel it, I don’t want to put spending on it to even get the rewards for it as I’d rather just apply for the one that works for me and get those rewards. Is it really all that horrible to cancel? Better to cancel and just be done with it? Better to keep it even if I don’t get the welcome reward for the better utilization ratio? I really just deeply regret applying because it really won’t be that useful to my life and I just wish I hadn’t done it!
original posted by mystery__guy to r/personalfinance on Wed, 20 Mar 2024 11:30:44 GMT.