I am 32, Male. I live in the US, and my salary is ~75k now. My expenses are at most, ~$1,000/Month between rent/car insurance/food/entertainment.
My car loan has a remaining balance of ~$5500 (Originally 24k in October of 22'.)
I have used my credit card for all purchases lately, and always pay off the balance every month.
I saved my last two paychecks in their entirety, and am about to pay off my car in full - along with my credit card balance, on friday the 5th.
TLDR; I'm about to have ~$3,000/Month coming in that I can either save/invest/use for something.
For retirement, I only have a Roth IRA (current job does not offer 401k matching). But I have maxed my contributions in the Roth for both 2023 and 2024 already.
How can I invest in my retirement outside of a Roth IRA? Am I doing everything I can to prepare for my future?
original posted by NEWREGARD to r/personalfinance on Tue, 02 Apr 2024 15:40:56 GMT.