I have messed up badly and I don't know if I'll ever get over it. My whole adult life has been centered around saving money (I still live with my parents). It's stunted my growth as an adult. I (M32) had:
$80K in Cash
$120K in Taxable Brokerage
$12K in Crypto
$25K in Savings Bonds gifted to me by Grandparents when I was baby
$100K in 401K
Over the past 6 months, I went through a really tough time. I have acted out and have spent upwards of $80K on partying (hookers, drinking, drugs). This past Saturday was the straw that broke the camel's back when I spent about $15K in 5 hours. I am disgusted with myself. I think about the opportunity cost of this money being invested. I think about how disgusted my family would be if they knew what happened. It's shattered me and I feel like I'll never recover. I know I have no and debt and still have a net worth of about $230K after spending so much, but it feels like I threw away years of my life in a matter of a few months.
original posted by yungjeezy34 to r/personalfinance on Tue, 02 Apr 2024 15:56:21 GMT.