Long story short, I need 5000 but at least 4000 euros, I could pay it back as 500 euros a month(realistically, have a full time job with almost 2 years of time on the contract and picking up a second job for the summer season), but I need it so that it doesn´t show up on my financial records.
Yes, I could ask for a personal loan, but it´s literally to make up for the money missing to put down from the deposit of a property, so I don´t want my bank to be able to see it, at least until when the mortgage is approved so it doesn´t influence our eligibility due to the monthly repayments.
(we have thought this through and could realistically keep up with the payments, especially after we get the mortgage as the mortgage payments are literally half of what we pay for rent)
original posted by breakingthehabitx to r/personalfinance on Wed, 06 Mar 2024 09:49:14 GMT.