I'm a newbie to investment and I want to invest for retirement purposes. My company has a 401k plan with Randall-Hurley but their investment choices seem limited. I am interested in a Target Date fund 2050~2055 that is also an index fund for low expense ratio but I can't tell if the options available to me are actively or passively managed. Does anyone has information about Capital Group American Funds TDFs? Do the funds options available to me are any good? I keep comparing them to Vanguard, Schawb, and Fidelity TDFs but they are not an option to me.
I'm 30 right now and my goal is to let my money grow for at least 25-30 years. Thanks all!
These are all the options available to me: (P.S the last numbers down below are expense ratios)
AF New World Fund, RNWGX Diversified Emerging Mkts, 0.57
Invesco Developing Markets, ODVIX Diversified Emerging Mkts, 0.88
AF Europacific Growth RERGX Foreign Large Growth, 0.47
AF Capital Income Builder, RIRGX Global Allocation, 0.27
AF New Economy Fund RNGGX Global Large-Stock Growth, 0.41
AF New Perspective Fund RNPGX Global Large-Stock Growth, 0.42
AF Smallcap World Fund RLLGX Global Small/Mid Stock, 0.66
AF Bond Fund of America RBFGX Intermediate Core Bond, 0.24
Vanguard Total Bond Mkt Index VBTLX Intermediate Core Bond, 0.05
PIMCO Total Return, PTTAX Intermediate Core-Plus Bond, 0.83
Voya Intermediate Bond IICIX Intermediate Core-Plus Bond, 0.36
AF Fundamental Investors RFNGX Large Blend, 0.28
Franklin Rising Dividends FRDRX Large Blend, 1.1
MFS Blended Research Core Eq MUEVX Large Blend, 0.46
Vanguard Institutional Index, VINIX Large Blend, 0.03
AF Growth Fund of America, RGAGX Large Growth, 0.3
JPMorgan Large Cap Growth, JLGMX Large Growth, 0.52
T. Rowe Price Growth Stock, PRGFX Large Growth, 0.67
Vanguard Windsor, VWNAX Large Value, 0.26
Vanguard Mid Cap Index Fund, VMCIX Mid-Cap Blend, 0.04
AF American Balanced, RLBGX Moderate Allocation, 0.25
Personal Choice Retirement Account, PCRA OTHERS
Vanguard Small Cap Index VSMAX Small Blend, 0.05
Janus Ttriton JGMNX, Small Growth, 0.67
MFS New Discovery MNDAX, Small Growth, 1.3
The Standard Stable Asset Fund 2, SSVF2, STABLE VALUE, 0.1
AF Target Retirement 2010 RFTTX, 0.29
AF Target Retirement 2015 RFJTX, 0.3
AF Target Retirement 2020 RRCTX, 0.31
AF Target Retirement 2025 RFDTX, 0.32
AF Target Retirement 2030 RFETX, 0.33
AF Target Retirement 2035 RFFTX, 0.35
AF Target Retirement 2040 RFGTX, 0.37
AF Target Retirement 2045 RFHTX, 0.37
AF Target Retirement 2050 RFITX, 0.38
AF Target Retirement 2055 RFKTX, 0.38
AF Target Retirement 2060 RFUTX, 0.39
AF Target Retirement 2065 RFVTX, 0.39
original posted by eggsinafridge to r/personalfinance on Wed, 03 Apr 2024 16:02:59 GMT.