The Conscious Spending Plan: How to Budget by Looking Into the Future
iwillteachyoutoberich.com4 Comments
Really love this one! It basically summed up what I've done for the past decade and found it works really well! It removes the stress over trying to find everything into a nice category.
The problem is that people find it hard to do this naturally without forcing the categories. It's meant to really show where your money is going and force you to make a conscious decision to cut things out.
Budgeting really shouldn't be that hard. I think the issue is that marketing is so ingrained around us that we've been mad eto feel like we should always be spending.
Mindless consumption is absolutely the core of the problem for people running out of discrimination income. Most people just don't make enough though.