Optum Bank forces me to keep $2k outside of investments and I don't earn interest on this money. I hear they're also terrible so I'd like to transfer out. But when I try through Fidelity...
"Optum Bank - Hsa can only transfer cash. You'll need to sell your investments to transfer all of your account or only the cash portion will transfer. We'll remind you about this step after you submit this request."
I didn't think I'd have to do this, so I'm just checking here first. Is there any issue with me doing this? Will I get hit with fees etc? Or do I simply sell and rebuy when the money is with Fidelity, no big deal?
original posted by jaytea86 to r/personalfinance on Sat, 16 Mar 2024 11:33:02 GMT.