So the last 2 years has been rough on me and my family. Got laid off and took almost a year and a half to find another job. Paid my mortgage for as long as I could with unemployment. Let all other bills get past due and in collection. With that being said, I have applied for the payment assistance program.
It said the first step was to take 30 days. Second step should have been trial payments.
But it skipped over that, and said loan modifications is the next step depending on acceptance or denial.
My question is, since they skipped over the trial payment, did I get denied?
Just looking for some clarity before I have to wrap my mind of losing our dream house.
original posted by Novel-Two7851 to r/personalfinance on Fri, 01 Mar 2024 21:54:35 GMT.