Over the many years of getting out of debt, I’ve watched my score go from the 500’s to the 800’s. I have over 20 years of established credit, but the only benefit I see is I’m not denied (definitely not complaining about that). I always assumed once I hit the 800’s I would get the best interest rates, but I’ve found that not to be the case. I know that interest rates haven’t been great post-Covid, but I remember getting annoyed with this in 2019 too. Am I doing something wrong? Do I need to fight harder for the best rate? Any advice would be appreciated.
original posted by ElderberryPerfect866 to r/personalfinance on Sat, 23 Mar 2024 11:54:00 GMT.