this is probably going to come off as very stupid, but i am 19, kinda dumb, and poor so i don’t have a lot of knowledge about these kinds of things. so, i’m sorry about that and i hope i explain this well enough for it to make since. i’ve been working part time at a place since last summer, and i thought i would’ve had to pay taxes this year, but it turns out that i haven’t made even close enough to do so. where the possible problem starts is that my older sibling lost their bank card about a 2 months or so ago. they tried ordering another, but it never came for some reason? but since they lost the card, i’ve sort of operated as their bank for them (they will zelle money from their bank to mine, and ill apple pay it back to them). i didn’t really think much of it the first couple of times because i thought their card would come and that would solve everything. but it’s been two months, and i am still having to do this for them, so i’m confused and now worried if this will come back to bite me in the future. my main question is, assuming i make enough to pay taxes next year, will i have to owe more or something since i’ve had the random extra funds in my account? i am scared, but i don’t know if i am being paranoid or not. also, i don’t know why they just won’t order another one…
p. s. if this isn’t the correct subreddit to ask this, pls let me know which one i am supposed to go to. also, i am writing this while extremely sleep deprived, sorry if it isn’t legible.
original posted by moobergloober to r/personalfinance on Thu, 07 Mar 2024 11:47:39 GMT.