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Personal Finance | SpeakBits

1

A Practical Guide to Offshore Banking – And Why It’s a Smart Choice in 2025 💰🌍

Submitted

a mo ago

byEscape_artist_Magazinetopersonalfinance

2

Grandad’s will destroyed our family: the reality of inheritance disputes

Submitted

2 mos ago

byjosephtopersonalfinance

7

Millennials reimagine retirement: 'The end game might not be ... sitting on my Adirondack chair'

Submitted

2 mos ago

byoldkingkongtopersonalfinance

4

27 Ways to Make Money Online, From Home and Offline

cleverhustlewallet.com

Submitted

3 mos ago

bycleverhustlewallettopersonalfinance

7

Project Pan, No Buy 2025, deinfluencing: The money trends you need to know about this year - Pigeon605

Submitted

3 mos ago

bygetthatmoneyyotopersonalfinance

9

The average Social Security benefit for people at age 65, 75 and more

lansingstatejournal.com

Submitted

4 mos ago

byoldkingkongtopersonalfinance

13

Making money moves: Financial actions to take before 2024 ends

Submitted

4 mos ago

byfroggyweathertopersonalfinance

13

CA Social Security Retirement Age To Change In 2025

Submitted

4 mos ago

bywildhorsestopersonalfinance

16

Top 10 Most Common Financial Mistakes

investopedia.com

Submitted

4 mos ago

bygetthatmoneyyotopersonalfinance

9

Becoming a Millionaire Is a Letdown

chrisreining.com

Submitted

5 mos ago

bygetthatmoneyyotopersonalfinance

16

Money, Budgeting and Taxes

Submitted

5 mos ago

byfroggyweathertopersonalfinance

17

This is my plan to pay off $8,000 of debt in six months

Submitted

5 mos ago

bywildhorsestopersonalfinance

19

What Dynamic Pricing Means for Black Friday Shopping

Submitted

5 mos ago

byoldkingkongtopersonalfinance

18

A Message From the Past (Thoughts on Nostalgia)

Submitted

5 mos ago

bywildhorsestopersonalfinance

14

What Does Financial Independence REALLY Look Like?

Submitted

5 mos ago

byfroggyweathertopersonalfinance

21

How to Create a Family Budget

marriagekidsandmoney....

Submitted

6 mos ago

bywildhorsestopersonalfinance

20

The Surprising Benefits Of Donating To Your Kid's School

financialsamurai.com

Submitted

6 mos ago

byjosephtopersonalfinance

20

You must begin from where you are

budgetsaresexy.com

Submitted

6 mos ago

bygetthatmoneyyotopersonalfinance

17

Should I consolidate my pensions?

Submitted

6 mos ago

byoldkingkongtopersonalfinance

15

Things to Watch When Interest Rates Go Down

Submitted

6 mos ago

bywildhorsestopersonalfinance

15

Are 'micro-apartments' converted from offices the answer to the housing crisis?

Submitted

6 mos ago

byfroggyweathertopersonalfinance

12

High Earner Not Rich Yet

awealthofcommonsense....

Submitted

6 mos ago

bygetthatmoneyyotopersonalfinance

13

How to Budget for a Vacation When Prices Keep Rising

Submitted

6 mos ago

byjosephtopersonalfinance

12

Why Should You Care About Financial Wellness?

Submitted

6 mos ago

byfroggyweathertopersonalfinance

9

Someone Took Out a Loan in Your Name. Now What?

Submitted

6 mos ago

bygetthatmoneyyotopersonalfinance

10

How to Buy Real Estate When Everything is Expensive

affordanything.com

Submitted

6 mos ago

byoldkingkongtopersonalfinance

8

What every college student needs to know about getting a first credit card

Submitted

6 mos ago

bywildhorsestopersonalfinance

8

How Deep In Debt Is The Average American, How Does It Compare Worldwide?

Submitted

7 mos ago

byjosephtopersonalfinance

13

The Number One Way Americans are Becoming Millionaires

morningstar.com

Submitted

7 mos ago

byjosephtopersonalfinance

13

Marty Zweig Trading Rules

Submitted

7 mos ago

byfroggyweathertopersonalfinance

10

Take Something Away

Submitted

7 mos ago

byjosephtopersonalfinance

13

Fixed vs. Variable Expenses: The Difference and How to Budget for Both

ramseysolutions.com

Submitted

7 mos ago

byjosephtopersonalfinance

11

How to Set Financial Goals for Your Future

investopedia.com

Submitted

7 mos ago

bygetthatmoneyyotopersonalfinance

11

The Best Ways to Give Money to a Teenager

Submitted

7 mos ago

byoldkingkongtopersonalfinance

9

I went 123 days without a sip of coffee 😱😱

budgetsaresexy.com

Submitted

7 mos ago

bygetthatmoneyyotopersonalfinance

13

Don’t Overlook These Crucial Parts of Your Retirement Plan

morningstar.com

Submitted

7 mos ago

byjosephtopersonalfinance

9

How to Know If You Should Buy an Annuity

debtfreeguys.com

Submitted

7 mos ago

byoldkingkongtopersonalfinance

13

It's National 401(k) Day: Have You Checked Your 401(k) Balance?

Submitted

7 mos ago

byjosephtopersonalfinance

9

Valuable Lessons from My Eighth Year of Freedom

madfientist.com

Submitted

8 mos ago

byjosephtopersonalfinance

11

How to transition from budgeting to cash flow management

Submitted

8 mos ago

byfroggyweathertopersonalfinance

12

The Minimum Investment Amount Where Work Becomes Optional

financialsamurai.com

Submitted

8 mos ago

byjosephtopersonalfinance

14

If Debby damages your basement, here’s what’s not covered by flood insurance

Submitted

8 mos ago

byfroggyweathertopersonalfinance

12

The Conscious Spending Plan: How to Budget by Looking Into the Future

iwillteachyoutoberich...

Submitted

8 mos ago

byoldkingkongtopersonalfinance

11

Quiet Compounding

Submitted

8 mos ago

byjosephtopersonalfinance

8

As inflation bites, parents are borrowing more than ever to pay for college

marketwatch.com

Submitted

8 mos ago

byfroggyweathertopersonalfinance

10

What Is an IRA CD?

investopedia.com

Submitted

8 mos ago

bygetthatmoneyyotopersonalfinance

14

How to Plan for Retirement From Your 20s to Your 60s

thepennyhoarder.com

Submitted

9 mos ago

bygetthatmoneyyotopersonalfinance

11

New rule proposed by the CFPB would help consumers understand true cost of paycheck advance products

foxbusiness.com

Submitted

9 mos ago

bygetthatmoneyyotopersonalfinance

12

The Benefits of a Paid Off House

whitecoatinvestor.com

Submitted

9 mos ago

byfroggyweathertopersonalfinance

13

Your Money and Your Health

madfientist.com

Submitted

9 mos ago

byjosephtopersonalfinance

9

What Section 230 Means for Your Money

Submitted

9 mos ago

byjosephtopersonalfinance

7

Here are some money moves to make before the Fed starts cutting interest rates

Submitted

9 mos ago

byfroggyweathertopersonalfinance

16

5 Steps to Protect Your Credit to Save Money

debtfreeguys.com

Submitted

9 mos ago

bygetthatmoneyyotopersonalfinance

13

What A Trump Presidency Means For Your Finances

financialsamurai.com

Submitted

9 mos ago

byjosephtopersonalfinance

14

7 Steps to Affording a Home in Today’s Real Estate Market

morningstar.com

Submitted

9 mos ago

byjosephtopersonalfinance

12

How to Live a Rich Life (+Rules That Will Help You Build Yours)

iwillteachyoutoberich...

Submitted

9 mos ago

bygetthatmoneyyotopersonalfinance

14

Why IUL is a Bad Investment

whitecoatinvestor.com

Submitted

10 mos ago

byfroggyweathertopersonalfinance

12

Buying a home can’t get any worse, right? It can — and probably will.

marketwatch.com

Submitted

10 mos ago

byfroggyweathertopersonalfinance

9

How TikTok’s viral ‘no-spend month’ could come back to bite you

Submitted

10 mos ago

byfroggyweathertopersonalfinance

9

How to get out of debt fast (I did it; you can too!)

moneyunder30.com

Submitted

10 mos ago

byjosephtopersonalfinance

13

Top 10 Most Common Financial Mistakes

investopedia.com

Submitted

10 mos ago

bygetthatmoneyyotopersonalfinance

14

80% of Americans say grocery costs have notably increased since the pandemic started, survey finds

Submitted

10 mos ago

bygetthatmoneyyotopersonalfinance

12

Trump tax breaks are set to expire after 2025. Here’s what advisors are telling their clients

Submitted

10 mos ago

byfroggyweathertopersonalfinance

13

What Is an Emergency Fund and How to Start One

thepennyhoarder.com

Submitted

10 mos ago

bygetthatmoneyyotopersonalfinance

10

Millennials most likely to unlock low mortgage rate to move: Freddie Mac

foxbusiness.com

Submitted

10 mos ago

byjosephtopersonalfinance

11

‘Don’t be a cruise snob’: How I learned to love sailing on the high seas

marketwatch.com

Submitted

10 mos ago

bygetthatmoneyyotopersonalfinance

12

5 Takeaways on the 529 Savings Plan Landscape

morningstar.com

Submitted

10 mos ago

byjosephtopersonalfinance

11

Are You Rich? U.S. Net Worth Percentiles Can Provide Answers

Submitted

10 mos ago

bygetthatmoneyyotopersonalfinance

15

Money Management: 4 Tips for Mastering Your Finances

Submitted

10 mos ago

bygetthatmoneyyotopersonalfinance

9

Graduation Gifts to Build Good Money Habits

Submitted

a year ago

byfroggyweathertopersonalfinance

9

A Retirement Readiness Checklist

morningstar.com

Submitted

a year ago

byjosephtopersonalfinance

11

The Rule of 72 Is an Easy Way to Assess Your Investments. Are You Using It?

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

10

How to Maximize Credit Card Points for Better Trips and Rewards

morningstar.com

Submitted

a year ago

byjosephtopersonalfinance

12

The Ultimate Life Coach

mrmoneymustache.com

Submitted

a year ago

byfroggyweathertopersonalfinance

11

Wealth inequality starts at birth. Lawmakers debate whether child savings accounts can help

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

11

How to Beat Soaring Home and Auto Insurance Premiums

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

14

How to navigate premium increases for long-term care insurance

Submitted

a year ago

byjosephtopersonalfinance

13

How I’d Invest $250,000 Cash In Today’s Market

financialsamurai.com

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

10

How does the HELOC repayment process work?

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

11

Is Your Retirement Solution Hiding in Plain Sight?

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

12

Here’s what to know before withdrawing funds from inherited individual retirement accounts

Submitted

a year ago

byjosephtopersonalfinance

-1

Need Advice: Water Mitigation Company Charged 4x My Budget Without Prior Estimate – How to Negotiate Down?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

How to encourage a parent to save for retirement?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Fully pay of auto loan prior to applying for a new one?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Help me to fix myself

Submitted

a year ago

byrss-bot bottopersonalfinance

10

Make These Investing Moves Now for a Better Tax Day in 2025

morningstar.com

Submitted

a year ago

byjosephtopersonalfinance

1

MrCooper disbursed twice to travelers but they never received

Submitted

a year ago

byrss-bot bottopersonalfinance

1

It feels like I can afford a house but every time I consider putting in an offer it feels INSANE to do. Can I afford a house?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

My truck engine gave up🥹

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Mid 20’s - financial reset - need some insight

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Taxes: What to do cap gain losses

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Pay of debt now or wait?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Apartment/cosigner/ loans help

Submitted

a year ago

byrss-bot bottopersonalfinance

1

What’s the best way to set myself up for retirement given my expenses and goals

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Want to do a backdoor roth, but my situation is complicated

Submitted

a year ago

byrss-bot bottopersonalfinance

10

Here’s a New Sign Car Insurance Prices Are Out of Control

moneytalksnews.com

Submitted

a year ago

byrss-bot bottopersonalfinance

12

Cloak and Dollar: 7 Stealthy Ways to Pocket More Cash

moneytalksnews.com

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

1

Boyfriend got fired, any advice welcome!

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

I have Tax filing mistakes, how and when do I correct?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

I am needing a personal loan of 5k today. My credit score is 700. Where can I get a loan immediately?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Whats the best way to start a Roth IRA?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Bank charge - digitaldealsnow. Any idea who they are?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Traditional IRA taxes vs long term capital gains

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Fixing Traditional IRA Mistake Advice

Submitted

a year ago

byrss-bot bottopersonalfinance

9

Smart Money Podcast – Understand and Avoid Financial Scams: Phishing, Vishing, Smishing and More

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Best places to store money for 2-3 years

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Unclaimed property- deceased (2011) - discovery (2024)

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Suggestions of best credit card for overseas spending (EUR / GBP)?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Debt collector is charging me $1300 for hospital visit

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

I'm in a tough spot..

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Should I take out a loan for school and stop working full time?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Sell House and Invest Proceeds Question

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Seeking Advice on Saving for a House Downpayment in 3-5 Years

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

What steps do I take with my Roommate

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Collections keeps calling me but I don't think I have a debt

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

car having major issues and still owe 10k. what is my best option?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Payoff Mortgage with stock/cash

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Applying for two smaller personal loans instead of one bigger one: good or bad idea?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Random chewy charge - is this a scam?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Where can I get a loan for 10-12k with a 680 CS?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Banned in the Golden State: 15 Items California Won’t Let You Have

savingadvice.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

How Car Service Departments Are Ripping You Off and Getting Away With It

savingadvice.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Advice on adjusting to variable income?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Is there a way to use an alternative 401k if I don't want to use the provider that my employer offers?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Best price on a used car - pretend you need financing, then pay early?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

How to claim earned pay from job that went bankrupt ?

Submitted

a year ago

byrss-bot bottopersonalfinance

9

7 Ways to Catch up on Retirement Savings ASAP, According to Experts

moneytalksnews.com

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

-1

Getting rid of collections questions

Submitted

a year ago

byrss-bot bottopersonalfinance

1

I’ve been getting charged a monthly subscription for a website I don’t recall signing up for. Can I dispute with my bank?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Saving for retirement when not necessarily staying in the US

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Pay off debt, invest in 401k or build savings? How’s my financial plan?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

BAE systems, bankruptcy?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Which company offers the best 529 for college saving?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

HELOC with bad credit.

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Two different debt collectors have sent letters to collect $500 for ATT Mobility.

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Advice for my newbie allocation

Submitted

a year ago

byrss-bot bottopersonalfinance

1

MOHELA Senate Hearing: What Student Loan Borrowers Should Know

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Is it a better decision to leave my current job for a higher paying one?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Why am i paying $600 in taxes

Submitted

a year ago

byrss-bot bottopersonalfinance

7

Current Money Market pays 4.95%, is there a active trading ticker that would net the same return so the result is 'capital gains' vs. 'interest income'?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

20 Hidden Smartphone Codes You Shouldn’t Play With

savingadvice.com

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Being contacted by a debt collection agency over $45 bill from AT&T, have not heard of this until now. What do I do? Don't want to ruin my credit over $45.

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Smart Money Podcast: How to Overcome Common Psychological Financial Mistakes: Framing, Loss Aversion, and the Gambler’s Fallacy

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

The Guide to Flying With a Wheelchair

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Single mom, need advice

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Take Social Security Now or Wait 3 more Years? April 2024 or Nov 2027. Age 64. Must make decision TODAY

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Avoiding Overfitting in Algorithmic Trading Strategies

foolishjava.com

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Repurposing Your Content To Enhance Growth: How 1 Piece Of Content Can Cover 6 Different Marketing Tactics

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Walk Forward Analysis – A Crucial Step in Backtesting

foolishjava.com

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Transaction Costs in Algorithmic Trading – A Detailed Analysis

foolishjava.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

How to pay off an auto loan for someone else

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Python Backtesting – A Guide

foolishjava.com

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

10 Biohacking Trends That Might Go Too Far

savingadvice.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Over extended on a home purchase, how to get out?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

I just came into a 60k inheritance, what do I do?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Understanding Slippage in Algorithmic Trading

foolishjava.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

10 Ways to Spruce Up Your Finances

moneytalksnews.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

The Role of Paper Trading in Algorithmic Strategy Development

foolishjava.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

CalSavers draining my account with fees after leaving job

Submitted

a year ago

byrss-bot bottopersonalfinance

1

8 of the Most Important Financial Advisor Credentials

moneytalksnews.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Thinking about retirement at 55

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

The Complete Guide to Eurostar Trains

Submitted

a year ago

byrss-bot bottopersonalfinance

1

8 Things Still Getting Hammered by Inflation

moneytalksnews.com

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Using Monte Carlo Simulations in Backtesting

foolishjava.com

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

The Impact of Trading Commissions on Backtesting

foolishjava.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Don’t Buy A Vacation Property Until After You Have Children

financialsamurai.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Denied bank accounts

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

13 Safety Recalls You Should Never Ignore

savingadvice.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

I usually get a significant tax return. How do I lower my withholdings so I get this money with my paycheck rather than a tax return?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

How do I report the money my 9 year is making for dog walking? I want to match it a Roth IRA.

Submitted

a year ago

byrss-bot bottopersonalfinance

1

IRS Withdrew Money after Depositing Refund

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

How Middle-Class Americans Will Use Their Tax Refunds in 2024

moneytalksnews.com

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

12 Expenses You’re Paying For With No Idea Why

savingadvice.com

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

5 Products You Should Never Buy Generic

moneytalksnews.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

7 of the Best Ways to Lower Your 2025 Taxes Today

moneytalksnews.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

im 19 and never done taxes before

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

No Insurance - Woke up in Hospital - $32k+ medical bill- what do I do?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Should I refinance my car if I plan on paying it off sooner?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Should I get rid of my home internet?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

The 25 Cheapest Places to Live in America

moneytalksnews.com

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Is childcare payments by the payment date or the service date for tax reporting purposes?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

What percent of my salary should I invest in MF & FD?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Top 10 Investment Companies By Assets

thecollegeinvestor.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

I (27) am in a good place, financially. Could use some advice on where to go from here?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

I feel like I am doing personal finance correctly, but I am not enjoying life. Can I take my foot off the peddle a little?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Effective Risk Management Strategies for Backtesting

foolishjava.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Who defines the yield on government bonds? State or investors?

Submitted

a year ago

byrss-bot bottopersonalfinance

9

How to Make Extra Money This Month

thepennyhoarder.com

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

2

My 8 year old son has never spent any dollar he's received on birthdays/holidays. Today we counted it and he has over $500. What should he do with it?

Submitted

a year ago

byrss-bot bottopersonalfinance

2

Are people really maxing out their 401k??

Submitted

a year ago

byrss-bot bottopersonalfinance

4

Do you save money digitally or pshysically?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Need help deciding what to do with my auto loan

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Can you guys roast (constructively) my household budget? How can I streamline?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Was laid off in end of 2023, I have an HSA with Fidelity, but now I work a 1099 position. can I still contribute?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Need Advice - mistakenly did a Roth Conversion

Submitted

a year ago

byrss-bot bottopersonalfinance

0

How to DIY Home Landscape Design

moneytalksnews.com

Submitted

a year ago

byrss-bot bottopersonalfinance

0

Optimizing Trading Strategies – A Backtesting Approach

foolishjava.com

Submitted

a year ago

byrss-bot bottopersonalfinance

0

Help deciding if I should pay off my car loan

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Lots of student loans - use emergency fund?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

$1,000 worth of credit card debt. Should I prioritize saving or paying off debt?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Debt forgivness advice

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Sole Proprietor, why is 1099-NEC sent to me? They got an invoice and it 's already included in my Schedule 20.

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Best Strategy to Pay Off a New Auto Loan Without Harming Credit Score?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Is the estate taxed when it pays out to beneficiaries?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

My Financial Advisor overseeing my IRA and Roth IRA has retired. Would it be a bad idea for me to switch my Advisor to my brother-in-law who works as an Advisor in the same bank?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Is ~6k a normal cost for a funeral viewing and service?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

advice on leasing vs buying at 24

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Can’t manage 401k on my own

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Is it better to use Citi Flex Pay or just carry a balance and pay off interest?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

My Dad died unexpectedly - looking for a checklist for everything that needs to get done

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Family Ski Vacations: The Cost Could Break The Bank!

financialsamurai.com

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Paying for lots of dumb choices. What do I do first? Long time lurker, first time poster.

Submitted

a year ago

byrss-bot bottopersonalfinance

12

What if mortgage rates don't fall? 3 things buyers can do this spring

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

5

Do You Save Like Your Peer Group?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Getting married for fafsa?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

34-No debt but almost no retirement savings. What to do?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Car loan at 3.9% worth it or cash purchase?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Debating on if buying a commuter car is the play

Submitted

a year ago

byrss-bot bottopersonalfinance

1

I have 16k in CC debt. I have a job that hasn’t given me hours in two weeks (so barely income). I am in nursing school (grad next yr.). I am getting 5K this month. 0 $ to my name.

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Debt Settlement Advice

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Married w/ two kids, can’t figure out why I keep owing federal taxes

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Trying to stay ahead with new job income

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Seeking Career Change and Financial Advice: 37M with $95K Debt and a Passion for Arts and Media

Submitted

a year ago

byrss-bot bottopersonalfinance

1

State income tax refund offset to collections?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Airline miles credit card

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Financial Advisor Rankings Worth the Ink?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

HELOC and credit report

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Help with $$ for home renovation

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Is viobank a scam? They closed my account ...

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Trust Fund Beneficiary. Need help

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

I don’t have a credit card, if I get one in the future will a collections debt affect my score?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Redress Number vs. Known Traveler Number: What’s the Difference?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Options for cashing ex out for condo

Submitted

a year ago

byrss-bot bottopersonalfinance

9

How Much Should I Have in Savings?

ramseysolutions.com

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

1

Worried about one of my roommates credit check

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

What to invest IRA in given late start

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Withdrawing from joint bank account after parents death

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Army Reservist Changing Jobs: Roll over 403(b) into new job’s 457(b) or into TSP?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Does APR matter if I plan to payoff within a year?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Renting to Parents, Are there benefits?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Promotion Offer Help

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

how to get stable to buy a house?

Submitted

a year ago

byrss-bot bottopersonalfinance

8

Want Financial Freedom? Here’s What it Looks Like

Submitted

a year ago

byrss-bot bottopersonalfinance

1

401(k) has crazy high expenses. Should I still try to max 401(k) after IRA is maxed? Flowchart question.

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Ditching my target date fund - good idea?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

need help tryna finance a car

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Chase Account Closure

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Do I give up a cush job for a not so cush job but better area?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Debit Cards for Teens

Submitted

a year ago

byrss-bot bottopersonalfinance

1

IRA CD Rollover from Bank of America to Traditional IRA

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Applying for credit card before mortgage?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Confusion about Denial for Venture One Card

Submitted

a year ago

byrss-bot bottopersonalfinance

1

HELOC vs Fixed Equity

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Should I drain my savings to max my Roth IRA?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Who to call to help w budget

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Reimbursements on Simplifi by Quicken

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Did I put myself in a terrible spot with car note?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Can you have both Deemed IRA through an employer and your own IRA outside of an employer?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

How does she proceed next? Collections letter.

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Age 59 and just lost job. Any advice for next steps?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

1040x & Balance Due Issue

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Roth IRA introduction

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Employee 401K or Roth IRA?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

I can’t pull the trigger on paying my debt with my saving… Can’t sleep overthinking..

Submitted

a year ago

byrss-bot bottopersonalfinance

1

70, Retired, Financial Advisor, Need advice. Statements Included, Thanks!

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Bill still on my credit report

Submitted

a year ago

byrss-bot bottopersonalfinance

1

In debt up to my eyeball need options

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Can companies/sellers charge a debit card that has been blocked/reported lost for an order made from the card earlier?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Pretax vs Roth Contributions to 401k

Submitted

a year ago

byrss-bot bottopersonalfinance

1

If Employer Advertised a Benefits Package as "Social Security paid by (employer) = 6.2% of taxable wages on behalf of employee", how would you interpret that?

Submitted

a year ago

byrss-bot bottopersonalfinance

2

Dr. Cal Newport: How to Achieve More by Doing Less

affordanything.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

What to do for retirement funds when quitting to start a business?

Submitted

a year ago

byrss-bot bottopersonalfinance

-1

Randall-Hurley Investment Options: What to choose?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Is contributing to a Roth IRA a bad idea for poorer people?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Dad's term life insurance premiums increasing from 90 to 280/month at age 65, should he keep it?

Submitted

a year ago

byrss-bot bottopersonalfinance

9

3 ways to have your credit card debt forgiven

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

1

Divorce : buying ex out of family home

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Is there such a thing as linear amortization loan?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

401k Company stocks to Target Fund help

Submitted

a year ago

byrss-bot bottopersonalfinance

1

is it possible to have three insurances? two through parents and one through employer?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

I messed and I'm not sure how to get over it.

Submitted

a year ago

byrss-bot bottopersonalfinance

1

I'm about to pay off my last debt. How should I structure my income going forward?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Wife is coming into a windfall. What to do?

Submitted

a year ago

byrss-bot bottopersonalfinance

2

Safer/Insulated Local Banks

Submitted

a year ago

byrss-bot bottopersonalfinance

2

Buying a house while unemployed?

Submitted

a year ago

byrss-bot bottopersonalfinance

2

Continue with Brokerage or 2nd Roth IRA

Submitted

a year ago

byrss-bot bottopersonalfinance

2

Federal Taxes & Health Insurance

Submitted

a year ago

byrss-bot bottopersonalfinance

2

Am I foolish to take a $23K pay cut for a non-managerial role?

Submitted

a year ago

byrss-bot bottopersonalfinance

0

23 Should I buy a car or save money for a house? Planning

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Advice needed: credit card debt with high Apr after divorce

Submitted

a year ago

byrss-bot bottopersonalfinance

1

One advantage letter..not on cr..what should I do?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Best bond with fidelity?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Optimal split for ETFs in Europe

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Instruments for avoiding taxes while saving for a first house

Submitted

a year ago

byrss-bot bottopersonalfinance

10

The 4% Retirement Rule Is Just a Starting Point

morningstar.com

Submitted

a year ago

byjosephtopersonalfinance

1

I returned the truck

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Options for Get away fund

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Should i just trade it in?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Random money given to me

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Am I an idiot or is Vanguard's auto-invest functionality lacking?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Too many accounts - What is the best way to treat the situation?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

How much should I save before moving across the country?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Can you explain with apples how my employer match would work? 50% employee comp up to 6% employee salary

Submitted

a year ago

byrss-bot bottopersonalfinance

8

What is a good debt-to-income ratio?

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

2

Are we in trouble with backdoor roth ira

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Bank of America Auto Loan

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Refinancing EV auto loan in Texas quesitons

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Car Dealership is Trying to Take My Car Back

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Help! First time financing a car with little to no savings.

Submitted

a year ago

byrss-bot bottopersonalfinance

1

TD bank is the most (in)convenient bank

Submitted

a year ago

byrss-bot bottopersonalfinance

11

4 Reasons Not to Buy Into the Real Estate Hype

morningstar.com

Submitted

a year ago

byjosephtopersonalfinance

11

Tax Tips for Procrastinators

ramseysolutions.com

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

1

Looking for guidance: Disability, Debt and getting old

Submitted

a year ago

byrss-bot bottopersonalfinance

1

What do I need to expect when adding my domestic partner to my health insurance?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Inheritied IRA: How would you invest if you had no savings and early Parkinson's?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

really want car 22% interest. is it that bad?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Family financially illiterate. I'm learning all this on my own. Please help.

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Citibank is disgusting

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Leave old 401k in Voya or rollover to new 401k plan at Fidelity?

Submitted

a year ago

byrss-bot bottopersonalfinance

2

How the Visa-Mastercard Swipe Fee Settlement Affects Cardholders

Submitted

a year ago

byrss-bot bottopersonalfinance

1

I lost money by buying and selling the wrong stock -- do I have to pay turbotax $120?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Should I contribute to my Traditional IRA as an 18-year-old?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Car payment after graduation

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Why Every Residential Real Estate Investor Is Suddenly Richer

financialsamurai.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Need Advice: Sell Now or Wait with New Home?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

$12,000 Down for a leased card

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Does it still make sense to contribute to 401k if employer doesn’t offer a match?

Submitted

a year ago

byrss-bot bottopersonalfinance

0

What Is a Chronic Illness Rider in Life Insurance?

Submitted

a year ago

byrss-bot bottopersonalfinance

8

3 times you should get a HELOC (and 3 times you shouldn't)

Submitted

a year ago

bygetthatmoneyyotopersonalfinance

0

Abortion Pill and FDA Rules on Trial

savingadvice.com

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Will switching banks stop me from constant debit card fraud?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Should I take my student loans out of forbearance?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Payback mortgage early or not?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

$67k in MSFT at age 21, need advice on $60k in capital gains

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Buying a second/vacation home without paying off first one?

Submitted

a year ago

byrss-bot bottopersonalfinance

1

Quit job last year (2023). Still unemployed (2024). Am I eligible for lower income programs (2024)?

Submitted

a year ago

byrss-bot bottopersonalfinance